*The Annual Percentage Yield (APY) of the Personal Savings Account is 0.40% as of September 30, 2023 for all account balances. Rates are subject to change daily and fees may reduce earnings. A $100 minimum deposit is required to open an account. APY may change at any time before or after account is opened. Call 314.731.0229 for the most up to date rates. Member FDIC.